Models
Square D Model 6 Motor Control Center Financing
Square D Model 6 MCCs have a delivery window that matters to every project manager on a plant construction or upgrade. Getting the financing in place before the PO goes out means the order lands with the factory on the day the spec is finalized, not two weeks later while the finance review is still pending. We process Model 6 MCC financing applications within 24 to 48 hours on deals up to $400,000, and we fund in about two weeks from approval.
The Square D Model 6 is Schneider Electric's current main low-voltage motor control center platform, replacing the older Model 5 and Model 4 lines. It uses a 15-inch-wide compartment structure with draw-out unit construction, is available in NEMA 1, 12, and 3R enclosures, and supports the full range of IEC and NEMA motor starters, VFD modules, and communication options including EtherNet/IP and PROFIBUS. It is widely specified in process industries, water treatment, and large commercial HVAC applications.
Where The Model 6 MCC Appears
Process industries represent the primary market for large Model 6 lineups. Chemical plants, pharmaceutical manufacturers, and food processing facilities use Model 6 MCCs for motor control on pumps, fans, compressors, and conveyors. A medium-size process plant might have two or three large MCC lineups, each comprising 30 to 60 starters in a mix of NEMA sizes. That scope adds up to $200,000 to $600,000 in MCC hardware alone. Industrial and manufacturing facilities represent the broadest single buyer group for Model 6 financing.
Water treatment and pumping stations are another high-volume application. Municipal lift stations, water treatment plants, and wastewater facilities use Model 6 MCCs for pump and blower control. Water and wastewater treatment authorities regularly finance equipment upgrades when capital budgets require spreading costs over multiple years. Equipment financing preserves appropriated capital for other infrastructure needs while keeping the electrical upgrade on schedule.
Large HVAC applications in commercial buildings and campuses use Model 6 MCCs for chiller, cooling tower, and air handler controls. A central plant serving a data center or hospital campus might spec a Model 6 lineup with a mix of NEMA starters and drive modules. Data center operators building new capacity are particularly time-sensitive buyers because commissioning delays have real dollar consequences.
Model 6 System Pricing And Scope Factors
Model 6 MCC pricing depends primarily on the number of starters, the mix of NEMA sizes, whether VFD modules are integrated, and enclosure type. A 20-unit lineup of size 1 and size 2 starters with NEMA 12 enclosure is at the lower end of the range. A 50-unit lineup with size 4 and size 5 starters, integrated drives, and a communications module for DeviceNet or EtherNet/IP can run $350,000 to $600,000. Hazardous location (Class I, Division 2) versions carry a further premium for purged and pressurized enclosures or Ex-certified devices.
The draw-out unit construction of the Model 6 is a major operational advantage. Starters can be removed and replaced without de-energizing the entire MCC, which is critical for facilities running 24/7. That maintainability factor supports the asset value over a long service life and makes Model 6 gear attractive to secondary market buyers, which in turn helps underwriting on used equipment transactions.
Used and refurbished Model 6 MCCs from plant decommissions are available. We finance used MCC equipment when it is tested and certified. A decommissioned plant often releases entire Model 6 lineups that are structurally sound and electrically functional, available at significant savings versus new factory order pricing.
Documentation And Credit For Model 6 Financing
Transactions up to $400,000 use our application-only path. A one-page application plus three months of business bank statements is all we need at this tier. No tax returns, no audited financials. For transactions above $400,000, two years of business tax returns and current financials are required. Those larger deals still fund in about two weeks from complete file submission.
Credit quality matters but is not a binary pass/fail. Companies with some credit history issues, including slow payments from a challenging project period or a prior bankruptcy that has been discharged, may still qualify. The Model 6 MCC is real, identifiable, liquid collateral. B and C credit equipment financing is available for this type of asset when the business fundamentals are solid. We look at the whole picture, not just the credit score.
Refinancing Existing Model 6 Assets
A plant with paid-off Model 6 MCCs can convert that asset value to working capital through a Sale-Leaseback Financing. The MCCs stay in place and keep running. The operator receives a lump sum cash infusion and services a monthly payment. This is a practical option for a plant that needs capital for an expansion or a major maintenance project but does not want to take on bank debt against real property.
Existing MCC debt can also be refinanced to improve terms. If the current rate is high, the term is short, or you need to free up monthly cash flow by extending the remaining obligation, an equipment refinancing on the Model 6 gear accomplishes that. We evaluate the current payoff balance, the equipment condition, and structure a refinance that improves the debt service position.
Price This Switchgear Financing Package
Send the quote, seller, lead time, deposit requirement, project location, and the electrical package scope. We will review the structure around the purchase schedule.
Review Switchgear TermsCommon Questions on Square D Model 6 Motor Control Center Financing
Straight answers before you send the equipment file.
Can EtherNet/IP communication modules inside the MCC be financed as part of the package?
Yes. Communication modules, starter accessories, and other components on the same MCC quote are part of the financed MCC system. The whole factory quote is the basis for the financing, not individual line items.
We need to replace a Model 5 lineup with a Model 6. The old gear is still there. Can we finance the replacement?
Absolutely. Replacement projects are standard financing scenarios. The new Model 6 MCC is the collateral. If the old Model 5 gear has any residual value it does not affect the new financing transaction, but if you want to extract value from it through a trade or resale, let us know and we can discuss whether that affects the structure.
Our plant is mid-build and the owner is not yet paying progress invoices. Can we still finance the MCC through our contracting company?
Yes. The contractor is the borrower and the MCC is the collateral. Owner payment timing does not drive the financing review. We underwrite the contracting company's credit and bank statements, not the project owner's payment schedule.
What if the MCC arrives damaged in shipment? Does the financing obligation continue?
Yes, the financing obligation continues regardless of the equipment condition post-delivery. This is why carrying appropriate cargo and installation insurance on high-value electrical equipment is important. Damage claims go to the carrier or shipper, not the lender.
Can we finance a Model 6 MCC and an Eaton Freedom 2100 MCC on separate buildings in the same transaction?
Different manufacturers and models can be financed in the same transaction as long as they are part of the same project or closely related procurement. Lenders generally prefer to see a coherent project scope, not a mix of unrelated purchases. Bring us the full scope and we will confirm the best structure.
Review The Square D Model 6 Motor Control Center Financing Package
Send the equipment quote, seller, lead time, deposit schedule, and project location. The finance desk will review the package against the actual procurement calendar.